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title: "How do you create a UBI for yourself?  What do people who have…"
date: 2019-10-18
source: facebook
type: Archer T. Ships shared a link.
---

# How do you create a UBI for yourself?  What do people who have…

*October 18, 2019 · Facebook*

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[https://www.getrichslowly.org/early-retirement-extreme/](https://www.getrichslowly.org/early-retirement-extreme/){target="_blank"}
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How do you create a UBI for yourself? What do people who have created their own UBI do afterward?\
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\"My spending has remained around the \$7000 per year mark for almost twenty years now. Since we got married thirteen years ago, my wife\'s spending has also hovered around the \$7000 per year mark. In other words, our combined expenses total about \$14,000 per year.\
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The continual addition of new skills and skill-synergies has allowed us to stretch each dollar further and further in terms of what we get from spending it. We still tend to specialize individually, but as a unit comparative advantage works for us.\
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I can do many things competently. Ditto my wife for many other things. Together, we\'re rather self-reliant (to put it mildly). Spending money mainly serves to resolve friction from inefficient lifestyle design. And for us, there\'s just not a whole lot of friction left anymore except real-estate, taxes, and insurance premiums, which account for nearly 60% of our budget. We consider spending money a failure to solve our problems by smarter means.\"\
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[https://www.getrichslowly.org/early-retirement-extreme/](https://www.getrichslowly.org/early-retirement-extreme/){target="_blank"}
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