Damjan Cvetkov-Dimitrov a. It's going to be a while before we have a...

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Damjan Cvetkov-Dimitrov a. It's going to be a while before we have a circular economy, and everything is denominated in Monero. So people will want a way to convert between fiat/precious metals and crypto. b. The volatility of Monero is still too high for many businesses, especially small businesses in the developing world. c. Even when we have a circular economy, and volatility is low, many people will have a desire / need to store gold. A reliable, decentralized, anonymous vault system would be better than centralized gold vaults (which are subject to state seizure).