How do you create a UBI for yourself? What do people who have…

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https://www.getrichslowly.org/early-retirement-extreme/
How do you create a UBI for yourself? What do people who have created their own UBI do afterward?

"My spending has remained around the $7000 per year mark for almost twenty years now. Since we got married thirteen years ago, my wife's spending has also hovered around the $7000 per year mark. In other words, our combined expenses total about $14,000 per year.

The continual addition of new skills and skill-synergies has allowed us to stretch each dollar further and further in terms of what we get from spending it. We still tend to specialize individually, but as a unit comparative advantage works for us.

I can do many things competently. Ditto my wife for many other things. Together, we're rather self-reliant (to put it mildly). Spending money mainly serves to resolve friction from inefficient lifestyle design. And for us, there's just not a whole lot of friction left anymore except real-estate, taxes, and insurance premiums, which account for nearly 60% of our budget. We consider spending money a failure to solve our problems by smarter means."

https://www.getrichslowly.org/early-retirement-extreme/